بسم الله الرحمن الرحيم — In the name of Allah, the Most Gracious, the Most Merciful.
Ijma Wallet v0.2.0 has not been independently security-audited. It is a demonstration release. Do not store funds you cannot afford to lose. A professional audit is planned before v1.0.0.
Nothing on this website or in this software constitutes financial, investment, tax, or legal advice. Bitcoin is a volatile, high-risk asset. You may lose everything. Seek independent professional advice.
Ijma Wallet is a software application. Blockchainology is a software company. We are not a bank, payment processor, exchange, money transmitter, or custodian. We never hold or control your funds.
The following table reflects the current state of the Ijma Wallet software. We publish this information transparently so users can make informed decisions about how much to trust and use this software.
This distinction is important and has legal significance.
Blockchainology Ltd is a software company. We build and publish software tools. The Ijma Wallet application is software — it is no more a financial product than a spreadsheet application is a financial product, even if you use the spreadsheet to track your investments.
When you use Ijma Wallet to broadcast a Bitcoin transaction, you are directly communicating with the Bitcoin peer-to-peer network. Blockchainology is not a party to that transaction. We do not receive, transmit, store, or process funds on your behalf. We are not an intermediary.
This means:
If you require regulated financial services — including investment advice, payment services, or custodial services — you should seek a provider authorised to provide those services in your jurisdiction. Ijma Wallet is not a substitute for regulated financial services.
Nothing published by Blockchainology — on this Website, in the Ijma Wallet application, in our documentation, on social media, in our books, or in any other format — constitutes financial advice, investment advice, tax advice, or legal advice.
The fact that Ijma Wallet facilitates self-custody of Bitcoin does not constitute a recommendation to buy, hold, or use Bitcoin. The fact that we describe Bitcoin as a legitimate store of value or medium of exchange in our publications does not constitute investment advice.
Bitcoin is a highly volatile asset. Its price has fallen by more than 80% on multiple occasions in its history. Investing in Bitcoin can result in the total loss of your investment. Past performance is not indicative of future results. No return is guaranteed.
You should seek advice from an independent financial adviser who is authorised and regulated by the FCA (or the relevant regulator in your jurisdiction) before making any financial decisions involving Bitcoin or other cryptoassets.
Ijma Wallet is designed with the principles of Islamic finance in mind. The software does not facilitate interest (riba), excessive uncertainty (gharar), or gambling (maysir). References to "halal" in our marketing and software reflect our architectural intent.
However: References to Shariah compliance or halal status do not constitute a formal Islamic finance certification or fatwa. We have not obtained a formal Shariah compliance certificate from a recognised Islamic finance authority or Shariah supervisory board.
Islamic finance rulings on Bitcoin and cryptoassets vary between scholars and jurisdictions. Some scholars consider Bitcoin halal; others do not. The permissibility of specific features (such as Lightning Network routing fees, Cashu mint fees, or Fedimint mechanics) may be subject to further scholarly analysis.
We strongly encourage users to consult a qualified Islamic finance scholar or their local Islamic finance authority for a ruling applicable to their specific circumstances before using this software for financial transactions.
Our published views on the halal status of Bitcoin — including in the book Bitcoin is Halal by Ashik Usman — represent the author's analysis and do not constitute a fatwa. They are offered as a contribution to the scholarly conversation, not as a definitive ruling.
The technologies underlying Ijma Wallet — Bitcoin, the Lightning Network, Cashu, Fedimint, and Nostr — are experimental, evolving technologies. They carry specific risks that users should understand:
Ijma Wallet connects to third-party public APIs and services. We do not control these services and are not responsible for their operation, availability, accuracy, or any loss resulting from their use or failure.
Named third-party services connected by default include Mempool.space (block explorer), CoinGecko (price feed), and public Nostr relays. All of these can be replaced with self-hosted alternatives in Advanced Settings.
Atomic swaps use the Boltz Exchange API. Boltz is a third-party non-custodial swap service. While Boltz uses Hash Time-Locked Contracts (HTLCs) that are designed to be trustless, you should review Boltz's own documentation and terms before using swap functionality.
We are not affiliated with, endorsed by, or in a commercial relationship with Mempool.space, CoinGecko, Boltz Exchange, the Cashu project, the Fedimint project, the Nostr protocol, or any hardware wallet manufacturer. Links and integrations are provided for user convenience and do not imply endorsement.
The Ijma Wallet source code is published under the MIT Licence. This means anyone can read the code, verify what it does, fork it, and build their own version. We strongly encourage security researchers to review the code and report vulnerabilities responsibly via ijma@blockchainology.co.uk.
The open-source nature of the code does not eliminate risk. The fact that code is publicly visible does not guarantee it has been reviewed thoroughly, is free of bugs, or has received a formal security audit. The MIT Licence explicitly disclaims all warranties. You use the software at your own risk.
If you fork or redistribute this code, you are responsible for ensuring compliance with the MIT Licence terms and for any modifications you make. Blockchainology accepts no responsibility for modified versions of the code.
Bitcoin and related technologies have varying legal status around the world. In some countries, holding, transacting, or mining Bitcoin may be restricted or prohibited. In most countries, profits from Bitcoin transactions are taxable.
You are solely responsible for understanding and complying with the laws of your country. We make no representation that using Ijma Wallet is legal or permitted in your jurisdiction. If in doubt, consult a local legal adviser.
Blockchainology does not provide services to individuals or entities in jurisdictions subject to comprehensive international sanctions (as maintained by the UK Office of Financial Sanctions Implementation, the US Treasury OFAC, or equivalent bodies), or in jurisdictions where providing such software would be prohibited.